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USDA Rural Development loans provide home buyers the opportunity to buy a rural home with no down payment. 'Rural' is defined by USDA as being outside a large metropolitan area. The property that the borrower wishes to buy must be a single-family, owner-occupied home from which no income can be derived.
You can finance 100% of the purchase price (ZERO DOWN)
Sellers can pay your closing costs
Old bankruptcy or foreclosure is OK (more than 3-years old)
Low mortgage insurance costs (PMI) compared to other loans.
Single family homes, town homes, condos all allowed (in a "eligible areas")
640 or higher middle credit score
Get approved for a USDA Loan in MN and WI with 3 Simple Steps
Check
INCOME Eligibility
Check
Property Eligibility
Fill out an online
USDA Loan Application.
Cambria Mortgage - St Paul Office
33 Wentworth Ave E, Suite 290
Saint Paul, MN 55118
Office (651) 552-3681 Fax (651) 994-6425
E-Mail: joe@JoeMetzler.com
33 Wentworth Ave E - St Paul, MN 55118 - NMLS 274132
Equal Housing Lender © 2012 - 2023 - Joe Metzler for Cambria Mortgage
License Information
Cambria Mortgage. Nationwide Mortgage Licensing System and Registry (NMLS)
# 322798 Saint Paul Branch - NMLS # 1888858
Joe Metzler, Licensed Mortgage Loan Originator NMLS # 274132.
Minnesota Lic/Reg #: MN-MLO-274132. Wisconsin Lic/Reg #: 11418. South Dakota
MLO.03095