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In partnership with the Minnesota Housing Finance Agency
Mortgage loans to purchase a home for qualified low and moderate income first-time and move up homebuyers in Minnesota
30-year loans with affordable, low, fixed interest rates for the life of the loan
Interest-free loans to help with down payment and closing costs for eligible borrowers
Minnesota Housing Finance Agency partners with lenders across the state to provide our loan products to consumers. To learn more about which Minnesota Housing program is right for you, and to see if you qualify, please call (651) 552-3681 or fill out our mobile optimized online application.
When you decide to buy a home or refinance a mortgage in Minneapolis, St. Paul, Duluth, Rochester, or anywhere else in Minnesota, your search for a home loan or mortgage only need to start and end here. With so many lenders to choose from in the greater metro area, and nationally, you need to choose one you can trust to find the mortgage loan that’s best for you.
The "Start Up" mortgage loans through local lenders to low and moderate income homebuyers throughout Minnesota. This first time homebuyer loan program that helps low to moderate income Minnesotans to buy a home. The interest rates are below market rates and available to Minnesotans based on their income. Income and Home Price Limit Tables are linked below.
Start Up First-time Homebuyer Loans |
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Step Up Non-First-time Homebuyers Loans |
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MCC (with First Mortgage) |
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Cambria Mortgage - St Paul Office
33 Wentworth Ave E, Suite 290
Saint Paul, MN 55118
Office (651) 552-3681 Fax (651) 994-6425
E-Mail: joe@JoeMetzler.com
33 Wentworth Ave E - St Paul, MN 55118 - NMLS 274132
Equal Housing Lender © 2012 - 2023 - Joe Metzler for Cambria Mortgage
License Information
Cambria Mortgage. Nationwide Mortgage Licensing System and Registry (NMLS)
# 322798 Saint Paul Branch - NMLS # 1888858.
Joe Metzler, Licensed Mortgage Loan Originator NMLS # 274132.
Minnesota Lic/Reg #: MN-MLO-274132. Wisconsin Lic/Reg #: 11418