St Paul, MN: Buying a new home is one of the most
important decisions you will ever make. How much can you borrow?
What will your monthly payment be? Are you better off renting?
These are questions that have different answers for every
perspective home buyer.
Mortgages Unlimited, an experienced Minnesota mortgage lender,
help determine the right price and loan options for you.
St Paul, MN area Mortgages - Buy a Home or Refinance
Conventional, FHA Loans, VA Loans, First Time Home Buyer, and USDA HOME LOANS
Competitive rates and
great personal service.
Mortgages Unlimited offers a variety of St Paul mortgage loan
programs at competitive rates to meet your financial needs. Our
Licensed Mortgage Loan Officers can help you find the mortgage
program that meets your specific needs while providing the
service you deserve. To explore our wide range of home loan
options, simply apply online, or call our St Paul, MN office at
(651) 552-3681. Whatever you see that is "real" online, you can
get locally from us!
First Time Home Buyers can easily get stressed over financing if you do not have the
right company behind you. Sit back, relax, and let our very
Loan Officers walk you through the entire loan process so you
can enjoy this unforgettable experience!
There are a
number of first time buyer programs available offered by State,
County and City Governments. Funding for these programs run out
from time to time and may not be available until additional
funding is approved by the Government. Below are some of the
programs available as well as their highlights. Please contact
us to determine your eligibility and whether program funding is
available. The programs all have income and sales price
limitations that change from year to year.
City Living Program
- The City Living Program is a subsidized financing program for
homes purchased in the cities of Minneapolis and St. Paul.
MN Housing Finance Agency Program (MFHA)
- The MFHA program is a program subsidized by the state of
Minnesota for home purchased around the state.
Dakota County Bond Program
- The Dakota County Bond funds are available for properties
purchased in Dakota County, Minnesota.
loans are great for Buying and Refinancing! We are an
approved FHA Lender that allows more people to qualify under the
flexible credit guidelines. Our clients love the low fixed rates
and security of a government-insured loan.
3.5% Down Payment for Purchases
just for first time home buyers
can pay your closing costs
into the Countries Lowest rates
Appraisal required refinance option
Your Mortgage Payment or get Cash Out
VA loans for Military
Rural Development - Zero Down
These are some of the most popular first time home buyer loans.
Zero Down Payment. No Mortgage insurance!
No down payment for homes in rural areas!
HARP - Home Affordable Refinance Program
refinance program for homes that have lost value, or are
underwater. YES you can refinance!