The rates listed below are current NATIONAL AVERAGE interest rates based off a PURCHASE loan. 
The display of these national averages is designed to give you an idea of where rates are, not necesarily what rate you will get. The only way to determine YOUR actual rate is with a full application to a lender, and a review of your individual situation.

NOTE: Cambria Mortgage rates tend to run below the national averages.


Want more accurate information? Rates vary by many factors, including credit score, loan program, down payment size, owner occupied vs rental property, cash out, closing cost options, and more.

Call (651) 552-3681 to have a Licensed Loan Officer review your exact situation, complete a short quick rate quote form, or better yet, complete a full application.


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Rates above assume a best case customer. This means 20% down payment or equity, 740 or higher middle credit score, and a conforming loan. For FHA loans, just 3.50% down payment. Your exact situation and loan program may be different. While we do everything possible to make this information accurate, a full application, including a review of your supporting documents, including W2's, pay stubs, bank statements, a credit report, and appraisal are all required to guarantee the exact interest rate and closing costs you will be offered. Not an offer to extend credit per Regulation Z. Rates subject to change until locked.