Cambria Mortgage, St Paul, MN - Awards

Meet The Loan Officers in the St Paul, MN Office

About Us Video

We lend in Minnesota, Wisconsin, and South Dakota


When doing the largest financial transaction of your life - financing a home - Don't just trust it to anyone.


The success of your transaction, from picking the best mortgage loan program for you. Getting the best interest rates, and properly handling closing costs options, has very little to do with the company you choose.  It is all about the loan officer you choose.


Did you know 80% of Loan Officers are NOT Licensed, and are simply registered application clerks?





Joe is a LICENSED Loan Officer, and Certified Minnesota Mortgage Specialist (MMS) with thousands of closed mortgage loans, and 20+ years lending experience  under his belt.


Joe Metzler and his team are frequently called upon to offer their insights on mortgage news, interest rates, and other topics related to the way people buy, sell, finance, and mortgage their homes.


Known for his straightforward, consumer-friendly advice and the ability to demystify even the most complex topics, Joe has made numerous media appearances on many radio shows, local TV, and has been quoted and interviewed by Fox 9 TV, WCCO radio, KSTP, 1280 AM The Patriot, Reuters, Kiplingers, MSNBC,, Fox Business, and, amongst others.


Recent Awards:

  • Top 100 Loan Officer in the Nation in 2015
  • 2014 Minnesota Loan officer of the Year
  • Top 150 Loan Officer in the Nation in 2010
  • Top 40 Mortgage Professionals to Watch 2011

Having helped Realtors and Builders successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on! Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, call Joe today for all of your mortgage financing needs.


Minnesota License #: MN-MLO-274132. Wisconsin License #: 11418





Eric is primarily Joe's assistance, but is also a fully LICENSED Loan Officer handling plenty of his own customer's loan transactions.


Eric has over 13+ years lending experience, and has seen just about every imaginable situation.


Minnesota License #: MN-MLO-276101.









Together Joe and Eric Metzler make the perfect team to handle you home loan transaction with well over 35-years combined mortgage lending experience. Who are you entrusting to handle you life's largest financial transaction?


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